Vision
The vision of Mumuadu Rural Bank PCL is to become one of the best Rural/Community Banks in Ghana by 2027.
Mission
To promote and finance sustainable enterprises in the Eastern Region of Ghana through the introduction and implementation of innovative and cost-effective savings mobilization, credit delivery products and services.
We work to reduce poverty in our catchment areas through our well trained, motivated and efficient staff that are poised to deliver timely satisfactory services with appropriate modern technology and to reward our shareholders commensurably while being a good corporate citizen.
The Bank has cherished values that uniquely distinguish it from other competing financial institutions. These are:
- Honesty, commitment and dedicated to duty
- The clients and stakeholders need and concerns are paramount to our operations.
- Respect and regard for both Customers and Fellow Staff
- Customer satisfaction and Community Development are our priorities
- Positive contribution to the entire Rural Banking Industry
- We strive to always come out with innovation, hard work, integrity, transparency and accountability
- We employ best practices in Banking, Finance and Accounting
- Our creed is to maximize profits and protect the Bank’s resources
The broad objectives of the bank are as follows:
- To provide quality, prompt and efficient banking services to its customers;
- To work profitably to ensure the payment of good returns on shareholders’ funds;
- To promote the socio-economic development of its operational areas;
- To develop the banking skills of both staff and directors of the bank;
- To improve the quality of life of people in its operational area through provision of loans;
- To inculcate the habit of savings in the people in its operational areas;
- To encourage rural participation in corporate ownership through the buying of shares.
- To provide financial services to the economically active poor including the Cocoa and micro businesses.
- To develop the growth of MSMEs.
- To ensure that the practices where huge sums of money are carried by traders to purchase goods for resale are avoided through the use of electronic money transfer services
